Terms and Disclaimer

PH Benefits Guide — Terms and Disclaimer

Independent guide, not a government site. PH Benefits Guide is an independent project. It is not affiliated with, endorsed by, or acting on behalf of the NBI, SSS, PhilHealth, Pag-IBIG Fund, PSA, DFA, LTO, or any government agency.

Not professional advice. The guides explain published procedures in plain language. They are not legal, financial, or professional advice. For document corrections, name changes, legal filings, or anything involving significant money, confirm directly with the agency or a qualified professional.

Information changes. Fees, requirements, and online portals change — sometimes without notice. Every guide carries a last-verified date showing when it was last checked. If something looks off, treat the official portal as the source of truth.

Use at your own risk. I work hard to keep everything accurate, but I can’t guarantee every detail is current at the moment you read it. I’m not liable for delays, rejected applications, or costs resulting from acting on these guides.

Content ownership. The text, guides, and images on this site are original and belong to PH Benefits Guide. You’re welcome to link to any page. Please don’t copy full articles onto other sites.

Questions about these terms, or spotted an error? Reach me through the contact page.

Last updated: October 2026